H&G Below Market Value property report 2025

The key point of property Investment in Spain in the

current market is to make a healthy return on your

investment.

Property investment in Spain is currently the One Thing which you should contemplate. There is no property market set to return you better profits right now than the Spanish below market value property market. There is a plethora of opportunities available to the wise investor! Yes it can be a little scary, but with our expert advice and very good timing, the current climate affords you the opportunity to generate large upside returns via cash flow from buy-to-lets. There is further a large potential for significant capital returns when the market bounces back. The market will bounce back, that’s as sure as eggs is eggs! Location and timing MUST be your guiding light. We believe that in the current Spanish property market the only effective strategy for any investor is to buy at below market value, and well below the market value. Furthermore, investors must select areas where the rental demand is permanent and solid, in order to be able to immediately rent out their properties as soon as the purchase is compete! Buying property at below market value guarantees you very healthy returns in long term. Should the market fall further before beginning to rise again, which we doubt your property investment will still be protected from negative equity? To assure you are protected we will seek to find you a property which is at least 35%-40% below market value.

Look at the facts

“Paying for expert advice, is much better proposition and far cheaper than learning from your mistakes”. There is a huge void between property investment in Spain, property speculation and a second home / residence with investment aims tagged onto it. They are simply not the same thing! They are entirely different investment strategies, with totally different goals and outcomes.

An investment is there to make you money! Period!

A second home / retirement property is there as your holiday home for you & your family, and can be somewhere to escape to and enjoy in later life. Whilst it may be possible to realise a yield and thus some financial return on your original investment in peak high holiday season, by renting a room out, a holiday home will not return a constant profit to you. This is because they are taxed in separate ways.

Location:

Most retirement properties are chosen because of their suitability for long term living. If you are choosing a home to retire to it would not usually be in an area of high foot fall, and bright lights. We would argue that you would prefer quiet, relaxation and serenity. However, the best investment and rental properties are close to the action of restaurants, bars & nightlife and the usual activities these present! Properties located on the coast and in popular tourist towns are always very attractive propositions. Most will be located close to beautiful sugar white beaches, restaurants, waterparks, nightlife and lots of other attractions.

Décor:

The decor inside your investment property must be of the highest standard possible. It must be well maintained, and the property should be spotless both inside and outside. First impressions always count, you never get a second chance to make a first impression. Aim high, position the rent at the correct level and you will definitely make money! The negative argument has always been that there is a major over supply problem on the Spanish coasts and there is insufficient demand to meet the rental and sale over supply. This is clearly nonsense! There is an oversupply of poor standard, squalid 2 * properties, only fit for club 18/30 parties and clients who couldn’t care less where they sleep, as long as it’s cheap, safe and relatively clean. This is your bucket and spade discount holiday package type accommodation. There is in fact a serious under supply of high standard top quality, boutique, trendy 5* type property, whether these be apartments or Villas. The key to making serious money in Spain, is to ensure you position yourself well in the market. At the top of the tree offering quality, an excellent location and the money WILL find you, every time, 365 days a year. If you have serious ambitions about investing to generate high yields, you should look no further than Marbella, Puerto Banus, Malaga Old Town, Cabo Pino, or Mijas These represent excellent examples. All of these towns and resorts have been hot spots since the 1980’s. A recent poll has identified Marbella as the number 3 worldwide destination for millionaires and now billionaires. The harbours are home to some huge and very impressive yachts including those of the Saudi Royal Family and the Sultan of Brunei! Lord Sugar, Simon Cowell and many more British and American celebrities call it home. Some property prices have moved up between 8 % & 12 % from the worst prices of the crash, there is no sign of the market slowing down. The knock on effect is being felt in small surrounding villages like Puerto Cabopino. The time to enter the market is now. Average prices are on the move, the ROI (return on your investment) is assured, and it will come as no surprise that the anticipated return is far greater than any return available from the City of London or Government backed Isa / pension’s schemes.

Be careful:

We do not recommend you go it alone unless you are an expert or seasoned professional. You must be careful, but it’s not rocket science. On the coast and in tourist towns, it is possible to rent a 3 bedroom luxury apartment for as much as €1,200 Euros per week, if you follow the rules. At 40 % below market value we can find you a property for as little as € 120,000 Euro’s! Base your calculations on rental income first and foremost. The capital return will take care of itself! You cannot effect or second guess the market, unless you are Warren Buffet.! The market moves at its own pace. If you are very diligent and your property is extremely well-sited, H&G may be able to forward sell the property on your behalf to the growing number of Chinese, Asian and African investors currently entering the Spanish market. For now, though we would advise you to make the property as aesthetically beautiful inside and out as possible, employ a great photographer, advertise in all the right places both national and internationally, sweep up and enjoy the rental yields! €850 - €1500 a week is very doable in the right location! If you are a first-time buyer, and need help to decorate, furnish, advertise and market the property, H&G will happily step in and do all of the hard work for you.

In conclusion:

H&G are perfectly positioned to help you turn your dreams into reality. Turning these dreams into reality needs expert help, and good timing. Should you require expert advice and assistance in locating and purchasing your ideal below market value property please do not hesitate to call or email us. Kind regards H&G